Regulatory Compliance

Perhaps the most critical aspect of the representation of our valued clients involves helping them navigate the maze of state and federal regulations. We are active members of both the state and national mortgage banking trade groups and monitor emerging legislation very closely on their behalf. When necessary we will lobby on their behalf or even draft legislation.  Additionally, we also keep our clients abreast of the latest litigation trends and assist them with implementing best practices to avoid the entanglements of litigation.  Some of the regulations that we are well versed in are:

• Troubled Assets Relief Program (TARP)
• Truth in Lending Act (TILA)
• Fair Debt Collection Practices Act (FDCPA)
• Real Estate Settlement Procedures Act (RESPA)
• Fair Credit Reporting Act (FCRA)
• Gramm-Leach-Bliley Privacy Law
• The Serviceman’s Civil Relief Act
• The Patriot Act
• State predatory lending laws
• Federal and state telemarketing laws
• FDIC and HUD regulations